Device finacing - Smart Device Financing & Security
DigitPay: Intelligent, Secure & Automated Smartphone Financing
Why DigitPay?
DigitPay transforms smartphone financing with intelligent tracking, powerful automation, and system-level security. From real-time installment monitoring to instant overdue locking, your devices stay protected at every stage. Built for operators and lenders, DigitPay ensures seamless control, zero loopholes, and total peace of mind.
- Full control over financed devices — real-time installment tracking plus automated overdue locking.
- Tamper-proof security — with system-level integration, locks remain effective even after resets or attempts to bypass.
- Seamless integration with Digit Pay & MDM — everything works together smoothly: payment data, device state, enforcement.
- Reduced risk & improved compliance — eliminate defaults or device loss, and ensure assets remain protected.
- Better cash flow & asset recovery — minimize losses by locking non-paying devices immediately.
Simple 3-Step Flow
01
User signs up / hardware financed
Device enters financing program under DigitPay.
02
Installment & payment tracking sync
Your LMS updates repayment status automatically.
03
Overdue - Automatic lock enforced by MDM
Device becomes inaccessible until dues are cleared.
Key Features
Feature
- Real-time installment tracking & sync with DigitPay
- Automatic overdue detection & instant device lock
- System-level security & platform-signature support
- Silent / admin-level device control
- Shared data & UID with MDM
- Remote lock/unlock & management
- Full audit & logs integration
Benefit
- Always up-to-date repayment status; avoid manual checks
- Overdue users can’t use device — ensures compliance
- Lock/unlock logic cannot be tampered by end-users
- No user-dialog popups, no permission prompts
- Fast and secure backend integration, better device management
- Control devices remotely, even after user resets or tries factory reset
- Track device history, payment history, lock/unlock events for accountability
Who Should Use DigitPay
Telecom operators financing smartphones to customers
Lenders offering device-financing plans
Distributors & retailers offering “buy-on-installment” models
Enterprise device-leasing services
Any business requiring secure, enforceable device-financing with minimal risk
Real Results & Benefits
Smarter device management that improves compliance, cuts risk, automates control, and maximizes asset recovery.
Installment Tracking
DigitPay provides real-time tracking of customer installments, fully synchronized with your Loan Management System. Every payment, due date, and status update is instantly reflected on the device, ensuring accurate and up-to-the-minute control.
- Real-time payment status updates
- Automatic syncing with LMS
- No manual intervention required
- Clear and accurate financing lifecycle visibility
DigitPay ensures you always know the exact repayment status—without delays.
Overdue Locking
When a customer misses a payment or becomes overdue, DigitPay automatically enforces device restrictions. The device becomes locked instantly, preventing use until the outstanding balance is paid.
- Auto-detection of overdue customers
- Instant device locking
- Customizable lock screens and messages
- Unlock automatically once payment is cleared
This automation dramatically improves payment compliance and reduces default rate.
Digit Pay Integration
DigitPay connects seamlessly with your existing Loan Management System. Your LMS powers the repayment logic, while DigitPay executes actions on the device.
- Two-way syncing with LMS
- Easy onboarding for financed devices
- Accurate repayment cycle management
- Secure and reliable server-to-device communication
This integration creates a fully automated financing ecosystem.
System-Level Security
DigitPay operates with system-level permissions for unmatched control and tamper protection.
Users cannot bypass, uninstall, or disable the enforcement logic.
- Platform-signed system app support
- Tamper-proof locking (even after reset attempts)
- Runs silently in background with high stability
- No permission popups or user prompts
This ensures your financed devices remain protected at all times.
Device Control & Recovery
DigitPay empowers operators and lenders to remotely manage and secure their financed devices.
Whether it’s locking, unlocking, sending notifications, or tracking usage — everything can be controlled remotely.
- Remote lock/unlock from portal
- Enforcement survives reboots and resets
- Smooth recovery process once payment is made
- Full audit logs for all actions
This helps you secure your asset, reduce fraud, and maximize recovery rates.
Ready to secure your financed devices with DigitPay?
Contact us to get started or request a demo today.
via E-mail
please write to us at info@example.com for more information.
via the WhatsApp
Please write to us at +79 2589 63598 for more information.